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Flood Insurance: The Climate Crisis Facing Homeowners

What happens when your home becomes uninsurable? In this Carnegie Explainer, Susan Crawford breaks down how rising sea levels and frequent flooding are reshaping the risks of owning a home in the U.S.

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By Susan Crawford
Published on May 8, 2025

What happens when your home becomes uninsurable?

In this Carnegie Explainer, Susan Crawford breaks down how rising sea levels and frequent flooding are reshaping the risks of owning a home in the U.S. As climate change accelerates, traditional flood insurance systems are left strained—and many homeowners are left exposed. Watch this video to find out how the insurance market is changing—and what it means for housing equity and communities across America.

Carnegie does not take institutional positions on public policy issues; the views represented herein are those of the author(s) and do not necessarily reflect the views of Carnegie, its staff, or its trustees.

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